axa smart travel insurance

AXA Smart Travel Insurance UAE Plans, Covers and Benefits

AXA developed a comprehensive Travel Insurance package to meet all of your needs. AXA can offer security AXA Travel Insurance can helping: Loss of personal baggage, of money, as well as passport As you are taking your ride. Your personal property will be protected in the event of unintended harm or theft.

Passengers with delayed baggage: If you are about to arrive at your destination for four hours or more. You will be supplied with vital things such as personal hygiene items, medicines, and clothes in the event of an emergency.

Delay in Expected Departure
Flight delays of 6 hours or more due to unpredictable factors such as strikes, adverse weather, mechanical failure, or technical fault.

The costs of accidental medical expenses and transportation resulting from illness or injury while travelling can be very high, so ensure that you’re fully covered before going. We will ensure easier transportation is available to you, either in your country of residence or in a closer hospital.

Axa Travel Insurance Plans:

The below-provided information is only for Smart Insurance Plan by AXA, for travelers going outside Gulf Region. For Gulf region see AXA travel Inbound Plan. Read more about AXA Travel Insurance UAE.

AXA Travel Smart and Schengen Plan:

If you decide to fly to Australia, the USA, Europe, or elsewhere, don’t let unplanned incidents derange your plans. Have faith in AXA to protect your peace of mind – wherever you move. AXA insurance provides medical expenses, trip costs, departure fees, and various other incentives, allowing you to enjoy your holiday without financial stress.

A 24-hour/7 Life-Long Alarm Center An extensive network of multilingual healthcare staff is available for immediate healthcare assistance at all times of the year, around the clock, 365 days a year. To say that things are done fast and fair simply claims that they are, which can easily be seen to be a fallacy if not applied fairly or accurately Axa follows through on its credibility of quality service, making it simple to file a claim and getting a prompt reimbursement Additional insurance protection for you and the members of your family, your belongings, your liabilities, your travel plans, and more insurance are included in this package. forms on the track mean that no waiting time is involved in what happens on the track and results being apparent. our travel agent or you can register on the AXA website to unlock your travel coverage immediately.

AXA Travel Smart and Schengen Benefits:

Baggage & Money incidental loss of, robbery, or harm to either your baggage or your money. Baggage would be valued according to the current market value, which includes wear, tear, and depreciation.

Cancellation or Curtailing
You shall be reimbursed for unrecoverable travel and lodging expenses incurred or forfeited if it is appropriate and inevitable for you to cancel or reduce your journey.

Passport loss
Covers the cost of new passports while traveling.

Delayed departure time
Due to striking or inclement weather, AXA will pay a fee of $50 for every 12-hour delay.

Delay of baggage
If your luggage is delayed by at least 12 hours from the time of your arrival at your outbound destination, AXA will pay for the emergency purchase of necessary goods limited to clothing and toiletries.

AXA Travel Insurance During Medical Emergencies

Emergency medical expense
Cost of medical treatment and associated costs resulting from accidental injuries to the body or illness sustained outside the country of residence. $400 Emergency Dental Treatment

Emergency aid and evacuation

Medical transport. Repatriation of other recipients. Premature return due to the near relative’s death. Visit to a relative, Repatriation of the mortal remains, Costs of first aid and rescue (if Adventure Sports Option taken).

Personal Accidents
A lump sum for sudden death, permanent total disability, loss of limb or loss of sight.

Personal Responsibility
Compensates you from civil responsibility or harm to property of third parties due to negligence on your part. Advance bail bond of $10,000 (refundable). Legal support in the event of redress of $4,000.

AXA Travel Smart and Schengen Covers:

* For some covers a small excess (around $30 and $100) will be applicable if there is a claim.
** Children less than 16 year of age are covered for 50 % of the sum insured mentioned above and are entitled to pay 50% of the premium.
*** This cover is applicable only if Adventure Sports option is selected, the additional premium is paid and the Adventure Sports cover is shown on the policy schedule.

Schengen Cover:

FAQS

Who will be insured?
Any person or resident of the Gulf Cooperation Council who is 70 years of age or younger.

Which Trips are Covered?
Travel Smart Insurance covers traditional non-working vacations or business trips that do not require manual labor. This coverage is not permanently available to people leaving their country of residence.

How do I apply for coverage?
Please complete the attached application or provide travel information to the AXA branch or to your travel agent. Cover can only begin once the application has been approved and the premium has been paid.

How am I going to declare a claim?
Medical Expenditure: A medical claim is payable only if AXA Gulf has approached and accepted the cost. A full medical certificate from the attending physician must be submitted along with the initial bills and receipts.

Theft: You must have written evidence from the police that the incident has been registered.

Baggage Delay: written evidence of late delivery must be received from the airline.

The above information is for reference only Must Read Complete Smart Travel Insurance Leaflet for more information.

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